Consumer Lending

County Bank has been helping consumers with their personal credit needs since 1977. That’s because at County Bank you get all the advantages of banking with a large commercial bank and none of the disadvantages. Subject to credit approval, choose from:

Auto Loans Equity Loans Equity Plus Line of Credit Home Improvement Loans Motorcycle Loan

Personal Water Craft Loan Pleasure Boat Loan Recreational Vehicle Loan Signature Series Line of Credit Visa® Credit Cards

Equity Loans

With County Bank equity lines and loans, you choose the loan that’s perfect for you. You may even discover potential tax benefits. See your tax advisor for more details.

Equity Plus Lines of Credit: A revolving Line of Credit allowing owner-occupied homeowners access to accumulated equity in their home.

Equity Loans: A loan allowing owner-occupied homeowners to borrow against the equity accumulated in their home.

Home Improvement Loans: Funds from this loan must be used for home improvements.

Mortgage Loans

When it comes to home or real estate loans, County Bank is the cornerstone for the perfect financing. If you prefer to build your new home, we can provide financing to see you through the construction phase and then provide permanent financing when your home is completed. At your request, County Bank will even help you prequalify to determine the price range of the home you can afford to buy or build . . . free of charge.

Fixed/Variable Rate Mortgage Loans: A variety of options for purchasing or refinancing are available for owner-occupied homes.

Residential Construction Loans: These loans are available for homes being built under contract on property already owned, or in the process of being purchased.

Auto Loans

Choose a new or used auto loan from County Bank and drive away happy. You may even choose a recreational vehicle loan. Whatever you choose, County Bank has a variety of rates and terms to fit your needs. Contact your local branch for current rates and terms available.

Signature Series Line of Credit (Line of Credit Loan)

Imagine being your own banker. When you link a Signature Series Line of Credit to your checking account, you get access to cash simply by writing a check from your Signature Series Line. Available funds up to your credit limit become available automatically. No waiting. No forms or formalities once your pre-set limit is determined and activated.

County Cash Reserve (Overdraft Protection)

Avoid costly overdraft charges, protect your checking account and protect your credit rating with a County Cash Reserve overdraft protection plan. When you tie the County Cash Reserve to your checking account, available funds up to your approved credit limit will be automatically transferred to your checking account when needed.

VISA® Credit Card

Apply today and buy anything you need worldwide. VISA® is accepted at more than 24 million locations. You can also obtain cash at over 700,000 ATMs. With the purchasing power of VISA®, you also receive Travel Accident Insurance, Auto Rental Insurance and much more.

County Bank is a full-service bank offering with a complete line of financial products and services to meet every personal and business need. For additional information, please visit a County Bank branch to learn more about what convenient products and services are right for you.

Call or visit a County Bank branch today to learn more!